Buying a house does not happen overnight. There is a lot of researching, dreaming and most importantly saving, that has to occur before you put the pen to paper. If home ownership currently feels like a pipe dream, it is important to make yourself a solid plan. With planning, you can turn the distant dream, …
KEY TAKEAWAY: Be realistic, do your research, get professional guidance, and save as much as you can before the time comes to buy your home. Property is hot. If you want to take a slice of the property market, here are some very important things to consider before you sign on the dotted line. TIP …
6 observations you might want to make before buying a home Read More »
Sometimes affording what you can and affording what you want are two very different things. For those looking to take their first step on to the property ladder, the word ‘compromise’ becomes all too familiar. Living inner city means a compromise on space and getting space means a compromise on location. Not anymore. Attaining the …
The way we perceive what a dwelling should look like has always been pretty stock standard. Apartments should be monolithic blocks that sit in linear progression along streets, while home interiors need to showcase uniformity throughout. But what happens when some great minds are thrown into the mix and start challenging our preconceived notions of …
KEY TAKEAWAY: The Reserve Bank of Australia strongly influences the interest rates that financial institutions charge their customers for loans. Who or what is the RBA? The RBA is a body corporate wholly owned by the Commonwealth of Australia. It is not a commercial bank and cannot provide banking facilities to the general public. However, …
How does the Reserve Bank of Australia affect my mortgage? Read More »
Simply put, stamp duty is a tax imposed on acquisitions (things that are acquired), for example, homes, cars, physical chattel etc. Historically these stamps were placed on cheques, contracts, licenses and important documentation of the likes to show they were processed. Hence, stamp duty started out almost as a processing fee. Today they are imposed …
It doesn’t take a genius to know that earning $100,000 per year makes it easier to service a mortgage than earning $50,000 does. To clarify, I am not encouraging you to march in to your boss’s office and demanding a $50k pay rise (your financial situation might change if you do this, but probably not …
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