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First Home Buyers
We’re here to help with buying Your First Home
Buying your first home is a big step to take. We’re here to help make that process easier and assist you with expert advice and support.
We are always happy to have a commitment-free discussion over the phone or via e-mail, so please feel free to get in touch with any questions.
We can run you through how much you can afford to borrow, at what rates, and how much of a deposit will be necessary. We have access to more than 40 lenders with a range of different policies and thus can provide you with a variety of options.
It is important to know which type of home loan is right for you, what features of a home loan you might need, and what miscellaneous costs may be involved. These include whether it is a fixed or variable rate loan, its portability and your ability to make repayments. We can run you through and discuss all of these to help you make an informed decision.
We can help lay out all of the governmental First Home Owner grants and concessions and how you can use these to your advantage. These include exemptions on transfer duty, monetary grants for homes meeting certain criteria and so forth.
You can use another family member’s home to reduce or eliminate the deposit you need to secure the loan. Guarantor home loans are a great option for borrowers who do not have the deposit required to purchase a home, or may enable you to avoid paying lenders mortgage insurance (LMI).